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Tax-Free Limit Checker
One question, answered exactly: how much can you earn before tax starts — by category (করমুক্ত সীমা), on the current rules and last year's, with the first taxable taka and the minimum tax that follows it.
Current limits at a glance: general ৳4,00,000 · women & 65+ ৳4,50,000 · disability ৳5,25,000 · third gender ৳5,25,000 · gazetted freedom fighters & July fighters ৳5,50,000 · plus ৳50,000 for a parent or guardian of a person with a disability.
Your exact tax-free limit
The parent allowance does not stack on the freedom-fighter limit: the two are separate provisions. A gazetted freedom fighter uses the freedom-fighter limit; the parent allowance is claimed on the parent's own return, on top of the parent's own category limit.
Why three different limits are in circulation
Last year's limit was ৳3,50,000. This year's Finance Bill proposed ৳3,75,000. Parliament then raised it to ৳4,00,000 in the enacted Finance Act 2026 — so all three figures are "real", but only one is law for the return you are filing. The disagreement guide traces each number to its document.
Tax-free limit questions
Is the tax-free limit really ৳4,00,000 now?
Yes — for assessment years 2026-27 and 2027-28, under the Finance Act 2026 as enacted. The ৳3,75,000 figure was the Finance Bill’s proposal, raised in Parliament before enactment; ৳3,50,000 was last year’s limit. Both older numbers are still all over the internet, which is exactly why this checker shows its card and its source.
I am a woman over 65. Do the two limits stack?
No. Women and taxpayers aged 65 or over share one category limit of ৳4,50,000 — being both does not add the two together. The only addition the law makes is the ৳50,000 parent/guardian allowance, added to your own category limit if you are the parent or legal guardian of a person with a disability (one parent only).
Does the limit apply to my gross salary?
It applies to your total income, which for a salaried person is what remains after the one-third salary exemption (capped at ৳5,00,000). A gross salary of ৳9,00,000 leaves total income of ৳6,00,000 — well above the limit, but taxed only on the part above it.